Most of them are in the segment of unsecured lending. In Russia increased the number of potential bankrupt loans. Since June it has increased by 4.1%. Technically, under the law on bankruptcy of physical persons fall 621,9 thousand. It is the citizens that have outstanding debt over 500 thousand rubles for a period in excess of 90 days on all types of retail loans.
According to the National Bureau of credit histories (nbki), the bulk of such loans in the segment of unsecured lending, loans to buy consumer goods accounted for 62.8 per cent of such loans, and loans on credit cards of 9.7%. 14.8% of the potential bankrupt the debt consists of loans of different types. Car loans and mortgages have of 8.2% and 2.3% of potential bankrupts and loans in microfinance institutions took 2.2 percent.
