Four Russian Bank among the largest the capital has reduced to the threshold level, reported today by RBC with reference to the report of the Agency “Expert-Rating”. Their number includes such credit institutions as VTB 24, Promsvyazbank, MDM Bank and ubrr.
The study indicated that as of June 1, banks should have the minimum margin adequacy ratio core capital. According to the current requirements of the Central Bank of the Russian Federation, this indicator cannot be lower than 6%. At the same time, these financial organizations have this rate below 7%, and to achieve the minimum they can while the depreciation of only 1.5% of their loan portfolio.
It is noted that the total amount of capitalization that may be needed for all four banks, more than 19 billion rubles, of which the Ural Bank for reconstruction and development will require 4.5 billion rubles, “PSB” to 12.7 billion rubles, MDM Bank is 1.7 billion rubles.
Informed support from the government it needed a Bank. It is reported that the subsidies of the Ministry of Finance in the amount of 150 billion roubles will help to plug the “hole” in the capital of the Bank, which was formed there after the shortfall of payments on loans issued for the construction of Olympic facilities in Sochi.
