The contributions of banks to the Deposit insurance system has increased. With 01.07.2016, base rate, according to which calculates the sum of the next payment of the Bank increased from 0.1% to 0.12% of total deposits of the Bank for the quarter.
These rules apply to all Russian banks within the Deposit insurance system (DIS). According to Agency on insurance of contributions (ASV) at the end of last month in DIS consisted of 826 banks, of which only 565 active, not deprived of its license for banking activities.
Charges banks going into the insurance Fund, where in case of license revocation from another Bank, paid the insurance indemnity to depositors, but within a maximum of up to 1.4 million rubles per depositor. Now the Fund is experiencing increased stress, as soon as the beginning of the year the CBR has revoked the licenses of a large number of banks that led to massive payments of insurance from the Fund.
According to Yury Isaev, the head of the DIA, about 2.5 million people received insurance payments totaling more than $ 1 trillion. RUB from the Fund. For 2016 for this purpose was sent to about 250 billion rubles, While the lack of own funds of the Fund applies for loan in Bank now the duty of 358 billion rubles., and more recently the regulator has received a new request for a loan in the amount of 180 billion rubles from the DIA.
