Banks are unable to permit the issuance of non-cash consumer loans for the sum to 15 thousand roubles on a mobile phone, reports video News Service, citing sources.
“We are talking about cases where the loan is issued to the borrower in the form of cash (e.g., Bank account, card or electronic purse) and does not exceed fifteen thousand rubles. For registration of such credit it is proposed to introduce a simplified identity confirmation via mobile phone number”, — said the Agency interlocutor.
This initiative tabled subgroup “Internet + Finance”, created for the implementation of one of the roadmaps of the strategy of development of the Internet and related sectors of the economy, said the source.
In addition, we discuss the possibility of issuing credits under the simplified scheme, the client, confirmed his identity via money transfer from an account opened in a Russian Bank, he added.
RNS writes that there is now the ability to issue non-cash credits of up to 15 thousand rubles after the simplified identification, but the statutory procedures are too complicated from a technical point of view (for example, the client must go through the process of personification through personal Cabinet of a financial organization, providing scanned documents), so such services are not provided by all banks.
The subgroup on introduction of new technologies in the financial sector “Internet + Finance” includes representatives of the Ministry of communications, Federal tax service, Central Bank, Finance Ministry, the Federal service for financial monitoring of the development Fund Internet of initiatives of the state Duma and public organizations.
