The motor insurers suggested that the Bank of Russia to make compulsory car insurance discounts Osiointimallin. According to the Russian Union of auto insurers, it will allow to simplify procedure of calculation of discounts, and most importantly — to reduce the cost of the policy for 20 % of car owners, reports IA “SeverInform” with reference to “RIA Novosti”.
In particular, SAR offers each individual driver to install the only fail-coefficient (MSC) with fixing this coefficient at 1 year. To determine the size of the discount and assign it to the driver will be the Union of auto insurers, not the insurance company.
Recall that MSC is one of the main indicators that affect the cost of the policy. MSC can increase or decrease the discount insurance depending on the accident rate. At the moment, the coefficient attached to the driver and his vehicle or to the vehicle.
“Binding of the factor to the particular driver will make the process of discount calculation more understandable. In controversial situations (in cases when the driver entered in different policies and has several MSC) safety factor will be calculated SAR at the beginning of 2017,” the words of the President of the PCA Igor Yurgens “RIA Novosti”.
As a result of these innovations, the cost of the policy to decline to 20 % of drivers. Only 5 % of car owners will feel the increase in the cost of insurance.
