Arbitration appeal court in Voronezh left unchanged the decision of the court of the Orel region against the Bank VTB 24.
In April, Oryol management of Rospotrebnadzor ordered the Bank to eliminate irregularities in its loan agreements and has fined it on 10 thousand roubles.
In particular, it was found that the inclusion of General conditions of loan contracts that oblige the borrower to convey to the Bank the original of the passport of the vehicle illegally. In addition, the clause about the obligation of the borrower to pay a penalty for late submission to the Bank title, and pay the penalty for late repayment of loan and payment of interest at the rate of 0.6%, violate the rights of consumers.
As explained by the CPS, without title, the owner cannot deliver a vehicle to the account and generally use it. It is also illegal requirement of banks to provide them with original title laid cars.
