The Central Bank has prepared a new document on the transfer to banks of information about clients who have been denied opening accounts or conducting transactions. OOB this stated the head of the regulator Elvira Nabiullina.
“We have prepared a normative document (now it is registered in Ministry of justice), which provides for the transfer to banks of information about clients who have been denied opening accounts or conducting transactions. In order for this system to work, more will be needed, and documents to Rosfinmonitoring about how often he will give us the information”, — quotes its PRIME.
“We as information will bring it to banks through its territorial bodies. This will reduce their costs to identify customers that have already been identified in other banks and got a refusal to open accounts,” she said.
Nabiullina said that supervision is not only for the banking system, but also for other financial institutions. According to her, the risks flow of suspicious transactions from banks to microfinance institutions (MFIs) has increased.
“We work on them, identify. Of course, easier with MFIs that are registered, but there are MFIs without registration. Here and will continue to work with law enforcement agencies”, — said the head of the Central Bank.
Earlier, the Bank of Russia has denied reports that banks will be obliged to demand from the customer the documents confirming the origin of” money and property for the issuance of large deposits.
“Banks do not have the right not to return the money to its customers, according to current legislation. Also in June 2015, the banks have the right to determine sources of origin of funds and other property of clients”, — said in comments the Central Bank, who received RBC.
The corresponding norm is envisaged by the Federal law “About counteraction to legalization (laundering) of incomes obtained in a criminal way and financing of terrorism” and meets the requirements of FATF.
